THE HEALTH OF STUDENTS IS OF THE UTMOST IMPORTANCE
Albany College of Pharmacy and Health Sciences strives to provide the best possible experience for each of our students. We recognize that a healthy and active lifestyle plays an important role helping a student reach his or her potential.
Quality health services and insurance coverage protect students from the hardships that may be caused by delays in care or incurred medical expenses.
Please take a moment to learn more about the nearby available health services and review the College's policy regarding student insurance coverage.
Below are links to urgent care services, should you need them. We continue to explore what other services may be available to our students and provide both quality service and convenient location.
You may want to call ahead or visit the urgent care website prior to your visit to confirm acceptance of your insurance plan or to see if they do call ahead appointments to reduce wait time. Co-pays and additional testing fees may apply based on your insurance plan.
Community Care Physicians – Latham Urgent Care (12 mi from campus)
711 Troy-Schenectady Rd, Suite 102
Phone: (518) 783-3110
Hours: M-F 9am-11:30pm, Weekends: 10am-7:30pm, Holidays: 10am-4:30pm
EmUrgent Care (3 nearby locations) operated by Albany Medical Center)
329 Glenmont Rd (9.6 mi from campus)
Phone: (518) 264-9000
98 Wolf Rd (8.3 mi from campus), Suite 16
Phone: (518) 264-9000
WellNow Urgent Care
1438 Western Ave (4 mi from campus)
Phone: (518) 649-9986
Students insured through the College's MVP insurance will be charged a co-pay to be seen by a doctor, with any other services rendered being billed at their specific costs to MVP. Students insured through other providers will either be billed their specific co-pay or have their insurance provider billed for an office visit, consistent with the benefit plan provided.
HEALTH INSURANCE REQUIREMENT
ACPHS requires all full-time students to have health coverage, either through a family health insurance plan, a private insurer, or the quality plan offered by the College. The College plan is based on the Affordable Care Act requirements which mandate that students be covered with an unlimited benefit maximum per year.
The College's plan is with MVP Health Plan. Please see the sidebar of this page for additional information. The Plan includes full coverage insurance as with typical HMO/PPOs, and provides major medical insurance as defined by the New York State Insurance Department.
All students are charged for the College insurance plan. Those who wish to waive the College’s plan must provide insurance information by August 1 in order to have the charge for the school plan removed from their tuition bill.
Students must go online to provide the name and address of their health insurance provider, subscriber’s name, and their policy number and/or group number. Once the waiver is submitted online the charge for coverage will be removed from the student's bill and no further action is required.
Beginning each year on June 1, students may access the registration/waiver form online in the "My Documents" section of the CAMS student portal, using their ACPHS Username and Password to login. The deadline for registration/waiver is August 1. It is only necessary to complete this process once each academic year.
Annual Cost and Terms of Coverage
The annual cost of the ACPHS plan is posted to the student's account and is payable with the tuition bill. Upon completion of the online registration/waiver form, the Office of Student Accounts will be notified. Students who choose to waive out of the ACPHS plan will have the charge removed from their accounts. The plan provides coverage from August 21 through August 20 of the next calendar year.
Online Plan Description Access
The College Plan provides for the payment of charges incurred for covered benefits with an unlimited maximum benefit per policy year.
Covered benefits include, but are not limited to, the following:
- Inpatient/outpatient coverage
- Physician's visits
- Urgent care/emergency room
- X-rays/lab services
- Wellness/physical exams
A summary of benefits is available in the health insurance enrollment book and benefits summary . Information on MVP can be obtained from the MVP website at: www.mvphealthcare.com
Loss of Coverage
Throughout the course of the academic year, students sometimes lose their insurance coverage. Some examples of how this could happen include, but are not limited to, a change in a parent’s employment/coverage, the student “ages off” of a parent policy or the student becomes a part-time student. Should one of these exceptions occur, ACPHS students can purchase the College plan during the course of the year at a pro-rated cost. It is the student’s responsibility to notify the College of any changes in coverage and to maintain health coverage while enrolled at the College.
In the event an insured student leaves school to enter active military service, coverage will cease and a pro rata refund of the premium will be made upon request. No other refunds will be made, including failure to complete the registration/waiver form by the August 1 deadline.
Students and/or families may contact the College's insurance coordinator with questions or concerns.