Albany College of Pharmacy and Health Sciences strives to provide the best possible experience for each of our students. We recognize that a healthy and active lifestyle plays an important role helping each student reach his or her potential.
Quality health services and insurance coverage protect students from the hardships that may be caused by delays in care or incurred medical expenses.
Please take a moment to learn more about the Health Center Services available to students on the Vermont Campus and review the College's policy regarding student insurance coverage.
HEALTH CENTER SERVICES
The University of Vermont Medical Center (UVMMC) provides medical/physician services to ACPHS-VT students as part of their Health Center Fee. This fee is mandatory for all ACPHS-VT students.
The University of Vermont Medical Center's Family Medicine Practice Colchester office provides “acute care” to students enrolled at the Vermont campus. These services are provided at no additional fee for ACPHS-VT students. Appointments are necessary at this location.
Acute medical care includes any services routinely provided in a medical office setting, such as: urinary tract infections, rash, upper respiratory infections, lacerations, febrile illness, sprains, headache, sore throat, nausea and dizziness.
The costs of needed medication, medical testing, vaccinations, emergency room visits, hospital care and/or mental health treatment are not covered by this service. The student will be responsible for payment, through health insurance or otherwise, for any non-acute care received at UVMMC including, but not limited to x-rays, diagnostics, cultures, and lab services.
It is understood that additional clinical services may be required, from time to time, for the diagnosis or treatment of a student’s medical condition. The students will be referred to an appropriate practitioner by a UVMMC provider. These practitioners may or may not be members of UVMMC, and health insurance coverage may be required by these providers at time of treatment or consultation.
In addition to the UVM Family Medical Practice Colchester location, urgent care is available at Fanny Allen’s Walk-In Center on the Fanny Allen Campus at 790 College Parkway in Colchester. No appointments are necessary at this location.
NOTE: Students should identify themselves as ACPHS-VT students and show their Student ID Cards and insurance cards when arriving.
The University of Vermont Family Medical Practice Colchester
883 Blakely Road
Colchester, VT 05446
Hours by appointment:
Monday – Thursday: 8:00 am-6:00 pm
Friday: 8:00 am - 5:00 pm
Fanny Allen Walk-In Care Center
790 College Parkway
Colchester, VT 05446
Daily: 8:00 am - 8:00 pm
HEALTH INSURANCE REQUIREMENT
ACPHS requires all full-time students to have health coverage, either through a family health insurance plan, a private insurer, or the quality plan offered by the College.
The College plan is based on the Affordable Care Act requirements which mandate that students be covered with an unlimited maximum benefit per year.
The College plan is with Capital District Physicians' Health Plan (CDPHP). Please see the sidebar of this page for additional details.
The CDPHP plan includes full coverage insurance as with typical HMO/PPOs, and provides major medical insurance as defined by the New York State Insurance Department.
All students are charged for the College insurance plan. Those who wish to waive the College’s plan must provide insurance information by August 1 in order to have the charge for the school plan removed from their tuition bill.
Students must go online to provide the name and address of their health insurance provider, subscriber’s name, and their policy number and/or group number.
Students will not be permitted to waive coverage after August 1, and no credit will be issued.
Beginning each year on June 1, students may access the registration/waiver form online in the "My Documents" section of the CAMS student portal, using their ACPHS Username and Password to login. The deadline for registration/waiver is August 1. It is only necessary to complete this process once each academic year.
Annual Cost and Terms of Coverage
The annual cost of the ACPHS plan is posted to the student's account and is payable with the tuition bill. Upon completion of the online registration/waiver form, the Office of Student Accounts will be notified. Students who choose to waive out of the ACPHS plan will have the charge removed from their accounts. The plan provides coverage from August 21 through August 20 of the following year.
Online Plan Description Access
The College Plan provides for the payment of charges incurred for covered benefits with an unlimited maximum benefit per year.
Covered benefits include, but are not limited to, the following:
- Inpatient/outpatient coverage
- Physician's visits
- Urgent care/emergency room
- X-rays/lab services
- Wellness/physical exams
Dependent and/or Spouse Coverage
Students may purchase the same coverage for their dependent children and/or spouses. Students should contact the Office of Administrative Operations (518-694-7118) for futher details and information.
Loss of Coverage
Throughout the course of the academic year, students sometimes lose their insurance coverage. Some examples of how this could happen include, but are not limited to, a change in a parent’s employment/coverage, the student “ages off” of a parent policy or the student becomes a part-time student. Should one of these exceptions occur, ACPHS students can purchase the College plan during the course of the year at a pro-rated cost. It is the student’s responsibility to notify the College of any changes in coverage and to maintain health coverage while enrolled at the College.
In the event an insured student leaves school to enter active military service, coverage will cease and a pro rata refund of the premium will be made upon request. No other refunds will be made, including failure to complete the registration/waiver form by the August 1 deadline.
Students and/or families may contact the College's insurance coordinator with questions or concerns.